|
| CHEQUING |
Basic Chequing
|
Maximizer
|
Choice Chequing
|
Golden Account (59+ Years)
|
Student Choice (17-26 Years)
|
U.S Chequing Daily Interest Chequing (Branch 264)
|
| Basic Info |
| Monthly Fee |
$3.00 |
$14.00 |
$19.95 |
- |
$4.00 |
$2.00 |
| Interest Bearing |
No |
Tiered |
No |
Tiered |
Tiered |
Tiered |
| Interest Calculated |
- |
Daily |
- |
Daily |
Daily |
Daily |
| Interest Paid |
- |
Monthly |
- |
Monthly |
Monthly |
Monthly |
| Statement Frequency |
Monthly |
Monthly |
Monthly |
Monthly |
Monthly |
Monthly |
| Chequing Privileges |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
| Cheque Orders |
Cost |
Free in House / Standard Personalized |
Free in House / Standard Personalized |
Free in House / Standard Personalized |
Initial Order Free |
Cost |
| Common Share Requirement |
$25 per member |
$25 per member |
$25 per member |
$25.00 per member |
$25.00 per member |
- |
| |
|
| Transaction Charges |
| 1st Choice Free Transactions |
Monthly Balance > $2499 |
40 |
Unlimited |
Unlimited |
5 Non-electronic debits
5 ATM debits
Unlimited Electronic transactions |
1 |
| 1st Choice Savings ABM |
$0.60 |
$0.50 |
- |
- |
- |
N/A |
| Other Credit Unions ABM |
$0.70 |
$0.50 (Over 40) |
- |
- |
$0.70 |
N/A |
| All other Canadian ABM |
$1.50 |
$1.50 |
2 Free then $1.50 |
$1.50 |
$1.50 |
N/A |
| U.S. ABM |
$2.50 |
$2.50 |
$2.50 |
$2.50 |
$2.50 |
N/A |
| International ABM |
$3.00 |
$3.00 |
$3.00 |
$3.00 |
$3.00 |
N/A |
| Utility Payments |
$1.50 |
$0.50 (Over 40) |
- |
- |
$1.50 (In Branch) |
No |
| Internet (Inquires Free) |
$0.60 |
$0.50 (Over 40) |
- |
- |
- |
Inquiry Only |
| Teleservice (Inquires Free) |
$0.60 |
$0.50 (Over 40) |
- |
- |
- |
No |
| Transaction Charge |
$0.60 |
$0.50 |
Unlimited Debit |
- |
$0.50 |
$0.65 |
| Deposits |
- |
- |
- |
- |
- |
- |
| |
|
| Featured Services |
| Cheque Certification - Member |
$5.00 |
Included |
Included |
Included |
$5.00 |
N/A |
| Cheque Certification - Non-Member |
- |
- |
- |
- |
- |
- |
| Travellers Cheques - 1 Signature |
1.25% |
Included |
Included |
Included |
1.25% |
1.25% |
| Travellers Cheques - 2 Signatures |
1.75% |
1.75% |
1.75% |
1.75% |
1.75% |
1.75% |
| Stop Payments - Full Details |
$12.00 |
Included |
Included |
Included |
$12.00 |
$12.00 |
| Stop Payments - Other |
$20.00 |
$20.00 |
$20.00 |
$20.00 |
$20.00 |
$20.00 |
| Canadian Money Orders |
$5.00 |
Included |
Included |
Included |
$5.00 |
N/A |
| U.S. Drafts < $10 000 |
$10.00 |
$10.00 |
$10.00 |
$10.00 |
$10.00 |
$10.00 |
| U.S. Drafts > $10 000 |
$10.00 |
$10.00 |
$10.00 |
$10.00 |
$10.00 |
$10.00 |
| Overdraft Protection |
YES O.A.C |
Yes O.A.C |
Yes O.A.C |
YES O.A.C |
Yes O.A.C |
No |
| Saftey Deposit Box Rental (Annual) |
Standard Box Rates Apply |
Discount of $9.00 / Year |
Standard Box Rates Apply |
Discount of $5.00 / Year |
Standard Box Rates Apply |
N/A |
| Night Deposit |
- |
- |
- |
- |
- |
- |
| |
|